Why Get A Lawyer After Car Accident?

Why Get a Lawyer After a Car Accident? 

You may wonder why you should get a lawyer after a car accident. Here are some reasons why you should. These professionals specialize in car accident law, and they are well equipped to help you in a variety of different situations. From Uninsured motorist coverage to statutes of limitations, they can help you recover from your accident. But if you’re wondering if you need a lawyer after a car accident, here are some important tips you should keep in mind.

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Insurance 

If you have been in a car accident, you may be wondering if you should get an attorney or not. Insurance companies make their money by collecting as much premium money as possible and holding onto it for as long as possible. This means that they’ll work to pay out as little as possible when someone makes a claim. They certainly don’t have your best interests at heart, so it’s in your best interest to get a lawyer instead of representing yourself. 

When you’re involved in a car accident, the insurance adjuster may offer you a minimal settlement and will want to record your statement over the phone. While you’re entitled to your medical treatment, it’s in your best interest not to sign any official statement to the insurance company unless you know for sure what you’re doing. Moreover, a recording of your statement could be detrimental if you want to file a claim for damages later on. 

Uninsured motorist coverage 

One reason to hire a car accident lawyer is to pursue your claim for uninsured motorist coverage. If a driver is underinsured, a claim for uninsured motorist coverage is your best option to receive compensation. If the other driver isn’t insured or refuses to pay, your insurance company may have to cover the expenses of you and your vehicle. 

Underinsured motorist coverage is not an option in many states, but you may be able to pursue this claim in certain cases. If the other driver has inadequate insurance, you may be able to sue them for damages to your car and personal property. This coverage also applies to damages to your home and fence. You may not even have to hire a lawyer to pursue this claim if the other driver is underinsured. 

Statute of limitations 

If you have been involved in a car accident, the statute of limitations for getting a lawyer may be an issue. The statute of limitations is generally 10 years from the date of the accident. However, this may differ for children. Minors who are experiencing mental health problems may not reach this age within that time. Likewise, if the victim is not of legal age, they may need an adult guardian to file a lawsuit. Additionally, there is a “statute of insanity” for people who are mentally incapable of filing a lawsuit. In this case, a person suffering from significant mental illness or cognitive disability may be protected by this statute. 

The statute of limitations for getting a lawyer after a car accident may vary and is determined by the type of lawsuit. Generally, a personal injury lawsuit must be filed within three years of the accident, while a wrongful death lawsuit may have a two-year limit. Exceptions may exist for some situations, such as when the other party is at fault. If you or a loved one has died in the accident, the statute of limitations may be much shorter. 

Recovering from a car accident without a lawyer 

Recovering from a car accident can be difficult. You need to keep track of all the expenses incurred since the accident. You need to document out-of-pocket expenses like lost wages and medical bills, as well as pain and suffering. It is important to include future expenses, too, since these could affect your ability to work for an extended period. You need to have a lawyer in your corner to handle such things. 

If you’re in a car accident without a lawyer, it’s important to document the scene and witness statements. Take photos and videos of the scene of the accident. Make sure to take notes about the location of the crash, and take photographs of all vehicles involved. Take pictures of visible injuries and the area of the accident, as well. If you’re unable to do so, contact a lawyer immediately. 

 

Why Get A Lawyer After Car Accident? | Montag Law Office