Who Pays Medical Bills Related To Car Accident When You Have A Lawyer?

Who Pays Medical Bills Related to a Car Accident When You Have a Lawyer? 

When you hire a lawyer, you can maximize your compensation for your injuries. When you have an accident, you shouldn’t have to pay your own medical bills. Instead, the person who caused your injury should pay for them. You can also make use of your personal health insurance or Medicare to get the financial assistance you need.
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Auto insurance company 

Many insurance policies have provisions that cover medical bills after a car accident. Those policies may be state-sponsored, such as Medicaid, or privately offered. If you have sufficient coverage, the insurer may reimburse you, but the process may take weeks. Your lawyer can help you understand your options. 

Personal health insurance 

Most insurance policies will pay at least some medical bills from a car accident, but they aren’t the whole picture. Medical bills may take a while to be paid after an accident. You may have to wait a few weeks or months before the other driver’s insurance pays the bills. Even then, you’ll have to pay them out of your own pocket until you’re released from the hospital. 

Medicare 

Whenever you are involved in a car accident, Medicare may pay your medical bills. It will give you an itemized list of the expenses you incurred in the accident. If you have a lawyer on your side, the attorney can help you negotiate with Medicare to get the most favorable reimbursement. 

After case is settled 

The amount of money received from the car accident settlement depends on several factors. One important consideration is the time period. You should seek compensation within two years of the date of the accident. If you wait longer than this, you could end up paying taxes on the medical expenses. 

Subrogation claim 

If you have had an accident that was not your fault, you may have a Subrogation claim for medical bills related to the accident. This type of claim allows your health insurance company to step into the shoes of the injured party and recover payments for medical treatment. It is important to contact a lawyer to learn more about this type of claim. 

Obtaining loan with future settlement as collateral 

Obtaining a loan using your future settlement as collateral for medical bills related to a car accident is a great way to alleviate the financial strain you are experiencing after a car accident. It is estimated that over 4.4 million people are involved in car accidents each year, and many of those people will need medical treatment. These expenses can total several thousand dollars, and few people have the funds to pay for them. As a result, medical bills can pile up quickly. Obtaining legal funding for these expenses is a smart move, and can help you manage your debts early on.

Who Pays Medical Bills Related To Car Accident When You Have A Lawyer? | Montag Law Office