Car accidents are serious. Knowing what type of accident, you’re in can help you decide who was at fault. It will also help you gather evidence to back up your side of the story. If you’re the victim of a rear-end collision, you might be able to use uninsured motorist coverage to cover the difference between your primary policy and the other driver’s.
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Rear-end collisions can be devastating. Because of the multiple points of impact, they are usually caused by negligence on both parties part. Insurance companies will likely offer you a quick settlement before you’ve fully recovered from your injuries. This settlement may not be enough to cover all of your medical bills and car repairs. To be fair to yourself, you’ll probably need the help of a lawyer after an accident.
It is essential to purchasing both types of coverage if you have the potential to be involved in a major collision. The primary policy pays for the damage to your car, but the underinsured motorist coverage will help pay the remaining balance in the event of an uninsured driver’s insurance. Uninsured motorist coverage may be inexpensive and is especially useful when you spread the cost out over a year.
In California, the state’s law on motor vehicle accidents has shifted from a contributory negligence system to a pure comparative fault system. While most states made the change through legislation, California implemented the rule through common law, a decision by the state supreme court. This case centered on a car accident in Los Angeles. The driver involved was driving at a speed of 30 mph over the speed limit and entered the intersection when a traffic signal was yellow.
You will need to organize receipts and records after a major collision to get reimbursed for your expenses. You’ll need to keep all of the bills that are related to the accident, including medical bills, dental bills, and any rental cars, taxi services, or other services that you used after the accident. You’ll also need to gather copies of your pay stubs and receipts for replacement services, such as childcare or housekeeping services.
If you or a loved one has been involved in a major collision car accident, you should hire a car accident attorney to fight for your rights. Car accident attorneys specialize in the complex process of settlements, and they know how to best deal with all the challenges that come with this process. Insurance companies often try to minimize the compensation that you deserve, arguing that you have no medical bills or pre-existing conditions.
If you’ve been in a serious collision, you may be wondering whether you should file a lawsuit. Injuries sustained in a car accident can cause a lot of problems for you and your family. They may even require surgery or affect your quality of life in the long run. The best way to get compensated for your injuries is to hire a personal injury attorney and file a lawsuit.
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