If you or a loved one were injured in a car accident, then you know the situation can be stressful. You may have been left with medical bills that exceed your insurance coverage, damage to your car or even lost wages due to taking time off of work. When these things happen, it’s important to know when to contact a lawyer to get the compensation you deserve.
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Refuse Early Offers from Insurance Companies – Many insurance companies will try to take advantage of you after a car accident. They will offer you a low-ball settlement that doesn’t fully cover your damages, often before you know how much you’re hurting or how much your medical expenses are going to be.
Your first call should be to your lawyer. This will allow your attorney to prepare for any conversations you’ll have with the insurance company and help you avoid missing out on benefits or signing documents that could hinder your case.
Hire a Law Firm with Experience In Car Accidents – An experienced car accident law firm knows how to navigate the intricacies of the insurance claims process. They have the knowledge and resources to collect evidence, gather witnesses and build a strong case on your behalf.
A strong case is key to getting the full amount of damages that you’re entitled to. Your lawyer will know when to ask for a higher settlement or file a lawsuit in order to maximize your recovery.
Gather Evidence Immediately After an Accident – With smartphones and digital cameras, it’s easy to snap pictures of license plates, eyewitness information, vehicle damage and traffic patterns. These photos are crucial to establishing fault and liability.
Seek Treatment Immediately after an Accident – You should always seek medical attention right away, whether you’re in pain or not. This can prevent your injuries from worsening and provide you with a physical examination to make sure that there are no hidden injuries that weren’t apparent.
Your doctor can also assess your injuries and tell you if you have any permanent damage, which will give your lawyer valuable insight into the level of damage that you suffered in the accident.
Refuse Offers – Insurance companies are not interested in your best interests, and they are prone to trying to persuade you into signing a settlement release or agreeing to pay a small sum of money for your injuries before you are ready.
Collect Witnesses’ Information – When possible, it is vital to collect the names, phone numbers and email addresses of witnesses. This will provide you with the opportunity to speak with them directly, which can be helpful in determining who was at fault for the accident.
Report the Accident Immediately After an Accident – You’ll need to report the crash to the police as soon as possible, and this can help you ensure that all parties involved in the accident are covered by insurance.