When you are in a car accident, it can be overwhelming. You have injuries, you may be dealing with property damage, and you are worried about paying for all of it.
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\It is not uncommon for an insurance adjuster to call you immediately after an accident to determine if your claim should be filed. They may be from your own insurance company or the other driver’s, but it is important to remember that these people are not on your side and that their main goal is to minimize the amount of money that they have to pay you.
They are trained professionals and they will use every trick in their book to try and get you to provide information that can be used against you. The first thing to do is not answer the phone, and instead ask them to contact your lawyer.
You should not discuss how you are feeling or how bad your injuries are, because those can be used against you later when negotiating with an adjuster. You should also not talk about who was at fault for the accident or if you want to accept any type of settlement offer before speaking with your lawyer.
The other thing to do is to send the insurance adjuster all documentation related to your claim, including the police report, medical bills, pictures of the damage to your vehicle and any other information that might be useful in proving your case. You should also request that any communication with the adjuster occur in writing or a recorded statement so you can think through all of the possible ramifications of your responses.
If you have to leave the scene of the crash, you should stay with your family. This can help protect your injuries and prevent any other accidents from happening that could be caused by you trying to leave the scene of the crash.
It is also a good idea to take any passengers with you into a doctor’s office so that they can get a full medical examination. This can make it more likely that you can prove your injuries were the direct result of the accident and that the insurance company will pay for them.
Some injuries don’t show up right away, and they can sometimes be much more serious than you expect them to be. Some conditions are difficult to diagnose, so getting a doctor’s exam will give you the best chance of knowing what is going on with your body.
If you have questions about a potential injury claim, please do not hesitate to contact the experienced personal injury lawyers at our firm. We can help you navigate the confusing process of filing a claim and making sure that you receive fair compensation for your injuries. You can contact our office today to schedule a free consultation with one of our attorneys.