If you’ve been involved in a car accident, the aftermath can be confusing. There’s often a lot to think about, including how to handle your medical bills, insurance claims, and property damage. It can be overwhelming, especially if you’re not sure whether you need to hire a lawyer.
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If Your Insurance Company Has Tricked You into Settle Your Injury Claim Before Consulting an Attorney
Having your insurance adjuster call you and try to convince you that you don’t need a lawyer is a big red flag that your claim has been compromised. The reason for this is that insurance companies have a huge incentive to pay as little as possible on your injury claim. They also know that the sooner you get legal help, the more money you’ll likely receive for your claim.
This is why you should never sign an agreement that promises to pay a quick lump sum of cash without any additional monies for your injuries, lost wages, or pain and suffering. The insurance adjuster may also attempt to record your acceptance of the settlement over the phone and then use this as evidence against you later if you file a lawsuit.
Even if you’re not sure whether or not you need to file a lawsuit, an experienced auto accident lawyer can provide invaluable advice about what to do next. They can help you determine if you have a viable claim, how to best pursue it, and what your chances of winning are.
As soon as you are able, take pictures of the scene of the crash. These pictures can help you document your injuries, the other driver’s vehicle, and any traffic signals the other driver might have ignored or violated.
They can also help you document the other driver’s insurance information, and exchange contact info with any witnesses on-site. You can then use this information to exchange documents and other records with the police.
A lawyer can also help you collect all your accident-related medical records and bills. These records are crucial in proving your losses and damages in your case, so it’s important that you keep them for as long as possible.
Injuries like brain trauma, spinal cord damage, paralysis, disfigurement, or death can make the process of filing a claim or lawsuit difficult. These cases require a great deal of money, connections, and expertise to successfully navigate, which is why it’s always a good idea to hire an attorney when you need them.
An experienced car accident lawyer can also provide the necessary expert testimony to prove your case in court if you decide to bring a lawsuit. They can consult with medical experts, accountants, and actuaries to calculate exactly how much money you need and the future costs that will arise from your injuries.
There are several times when you might not need a lawyer for your car accident. If you’ve suffered only a few minor injuries, and your injuries are not expected to last more than a few weeks or months, then you may be able to settle your claim with the other driver’s insurance company on your own.
Montag Law Office 4151 E Street, Suite 200 Omaha, NE 68107 (402) 334-2200