If you are rear-ended and the other driver is at fault, you can file a claim with your insurance company. However, it is important to contact an attorney to protect your rights. Insurance companies try to minimize their liability exposure, and you will have to be very careful to avoid saying anything that the insurance company can use against you. You should never give a statement to the insurance company about the accident unless you are with an attorney.
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If you are involved in a rear-end collision, you need to make sure that you are following all of the steps that are required after the accident. If the other driver was at fault, you may also be entitled to claim damages from the other driver’s insurance company. Those claims cover medical bills, lost wages, and other damages.
Rear-end collisions are some of the most common types of car accidents, accounting for a third of all accidents on the road. While it may seem like an easy process to handle a claim on your own, you should always hire a lawyer to fight for your rights. Insurance adjusters are there to save their company money, so they are always looking to offer the lowest settlement possible. However, that lowball settlement may not cover all of the expenses related to the accident.
Typically, the person who is at fault in a rear-end collision is the driver in the rear of the vehicle. This negligence often results from the driver failing to maintain a safe distance, which could have given the victim time to slow down or stop. A lawyer can help you establish liability if the other party was at fault, and can gather evidence to support your claim.
The other driver may also be liable for damages if the accident involved three or more vehicles. This situation is called a “chain-link” accident. It happens when the second vehicle in line stops short of the vehicle in front of it. Then, the subsequent vehicle in line strikes the first one. While this could result in liability for the rear-end collision, it doesn’t mean the third driver is exempt from liability.
If you’re involved in a rear-ended collision, it’s important to document the scene. Take photos of the vehicles, road conditions, and any signage. Also, take notes about the number of nearby businesses and whether or not security cameras are present. This will help you prove that the other driver was negligent.
If you’ve been rear-ended, the insurance company of the other driver is responsible for paying for the damages you and your car incurred in the accident. The insurance company will also pay for any injuries you sustained. However, many states have laws regarding comparative negligence, which allows you to recover compensation if you were partially at fault. Depending on the circumstances of the accident, you may be able to lower your liability if you hire a lawyer to help you.
Punitive damages are awarded to victims of accidents when the other driver is at fault. Punitive damages are generally not included in insurance policies, so the injured person must file a lawsuit to receive them. A lawyer can help the injured party prove that the other party was at fault and can collect evidence for punitive damages. A lawyer can also consult with experts and collect statements from the victim to prove the severity of the accident. Punitive damages are generally awarded only when the person at fault is incredibly irresponsible.
The standard of care for an accident varies by state, but generally speaking, the behavior that caused the accident has to be far more serious than ordinary negligence. Examples include running a red light while drunk, or reckless driving.