Before you settle your auto accident claim with a lawyer, there are several important steps you need to take. These steps include obtaining a copy of the accident report, getting a written statement from the other driver’s insurance company, and organizing and labeling any photos taken at the scene. Ultimately, you will need the assistance of a lawyer to maximize the value of your claim. Then, it is time to contact a personal injury lawyer and discuss the details of your case.
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Insurance companies usually attempt to settle claims before they go to trial, claiming that they know who was at fault. In reality, a lawsuit can change this position. Even if an insurance company is steadfast in its position, you must proceed as if your case is destined for trial. In other words, you must document every detail of the accident, including the location of the defendant and his/her statements after the crash.
If possible, contact the insurance provider of the other driver and your own. Insurance policies require that you notify your provider when an accident occurs. Once you do so, an insurance claims adjuster will contact you to discuss the accident and your claim. You can also collect as much evidence as possible from witnesses, such as photos, and make notes of any other evidence. Make sure to obtain a copy of your insurance policy as well.
Obtaining a copy of the accident report is essential if you are claiming damages for a car accident. If you are not able to present any other proof of damages, a copy of the accident report will help you to prove your case. Typically, an accident report will include several key records. For instance, it will have the badge number of the officer who attended the scene and prepared the accident report.
Often, insurance companies will acknowledge that you were at fault, but may not accept your claim unless you can prove the other driver was at fault. Proving fault is often difficult, so your attorney will need to gather proof to support your claim. If you are unable to work, you may need to seek assistance from a lawyer. In some cases, obtaining a copy of the accident report will be helpful to prove that you have lost income as a result of the accident. This could include a pay stub, employer statement, tax return, proof of household chores, or help from a caregiver.
If you want to settle your car accident claim with your insurance company, you should always get a written statement from your lawyer first. Insurance adjusters do not have attorney-client privilege, and statements you make to them could be used as evidence in a lawsuit. In addition, the insurance company may not have your best interests at heart. For instance, they may pay your medical bills up to date, but not your future ones. If you lose your job and miss work for months, this can hurt your case.
Getting a written statement from your insurance is crucial when settling your car accident claim with a lawyer. The insurance company may use your details to argue for a low settlement, and they may try to attribute your injuries to something other than a car accident. Be prepared for the conversation. A recorded statement cannot be changed, so it is important to know what you are saying beforehand.
Taking photographs of the accident scene is an important part of preserving evidence and protecting your legal rights in the event of a lawsuit or insurance claim. Accident photographs provide evidence of the location, weather conditions, position of vehicles, collision points, and debris. Having these photographs on hand will help you refresh your memory while talking to an insurance adjuster or during a court trial.