How Can A Car Accident Lawyer Help With Uninsured Motorist Cases?
How can a car accident lawyer help with uninsured motorist cases?
When you’re injured in a car accident, it can be difficult to handle the bills and expenses that follow. You may need to pay medical costs, cover vehicle repairs and even take time off work. In addition, your insurance company will likely scrutinize your claim and question the severity of your injuries to reduce the amount they’re willing to pay.
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Uninsured motorist cases can be complex and confusing, but a qualified New York car accident lawyer can help you navigate these issues and protect your rights.
1. Fault Analysis:
If you are involved in a car crash, it is important to understand who is at fault for the incident. This can be difficult, particularly when there are multiple drivers and vehicles involved. However, if you can identify the at-fault driver and prove that their actions were a factor in the accident, they might be responsible for paying your damages.
2. Compensatory Compensation:
When an at-fault driver is uninsured, you can pursue compensation from their own insurance policy as well as from your own uninsured motorist coverage. These policies often cover a percentage of your losses based on the drivers’ percentages of liability.
3. UM/UIM Limitations:
In some states, such as New York, the law requires that you carry at least $25,000 in bodily injury protection (BI) and $50,000 in property damage liability (PDL). This means that if you were in an accident with a driver who is uninsured, you could potentially recover the difference between their insurance limits and your own limits from your uninsured motorist coverage.
4. Uninsured Motorists Coverage:
Fortunately, the law in New York requires that all drivers carry at least the minimum amount of auto insurance required by the state. This ensures that all drivers will be able to cover the costs of an accident, regardless of who was at fault.
6. Uninsured Motorists Cases:
Another way to deal with an uninsured driver is to file a civil suit against them. This can be an effective strategy for getting compensation in some cases.
A skilled New York uninsured motorist lawyer will know how to file a lawsuit in the right jurisdiction and how to seek compensation from the wronged party’s assets. In addition, they can seek punitive damages if the defendant is found to be negligent.
7. Retaining Experts:
In pursuing an uninsured motorist case, it is often necessary to hire experts to prove your claims. A car accident lawyer will know which experts to hire and how to present the evidence to them.
8. Recovering the Maximum Benefits:
When it comes to car accidents, it’s essential to get as much money as possible for your damages. This is why it’s important to retain an experienced lawyer who can fight for the full amount of compensation you deserve.
While there are many ways that an experienced car accident lawyer can help you, the first step is to contact one today for a free consultation. We are happy to discuss your unique situation and offer advice on how we can best help you obtain the maximum compensation.