In most cases, a lawyer’s training and experience make them more likely to get you a fair settlement than someone representing themselves. Having a car accident lawyer on your side can also help to reduce the amount of time and money you spend during the entire process.
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A skilled lawyer will be able to collect evidence of fault, review medical records to assess the extent of your injuries, and calculate the damages you have suffered. A well-trained attorney will not hesitate to take legal action to recover the full compensation you deserve for your losses.
If the insurance company makes a lowball offer, discuss it with your attorney before you agree to accept it. This can prevent you from losing more money in the long run.
The insurance company’s goal is to pay as little as possible for your claim, so it will try to minimize their payout. Negotiations will often be conducted in multiple rounds with your lawyer and the insurance adjuster. If the negotiations become too complex or impasses occur, you may need to file a lawsuit and go to trial.
Gather all your medical bills and records associated with the accident, including past treatments, ongoing therapy, and future expenses. This will be important to show the insurance company how your injuries have affected your life.
Keep detailed records of every medical visit, including when you left the hospital and how much pain you were in. It is also a good idea to write down every doctor who treated you and the type of treatment provided. Keeping this information organized will make it easier for your lawyer to prepare a demand letter that shows how much your claim is worth.
Despite all the efforts you put into getting treatment after your accident, the insurance company will still want to settle as quickly as possible. This is why they may call you with an initial offer as soon as your claim is filed. They know that a person who doesn’t have an attorney might take the first offer and then find out later that it was too low to be fair.
This is why a good car accident lawyer will keep an eye on the claims adjuster’s actions and be ready to fight back, even if it means filing a lawsuit. The lawyer will be able to explain your case in detail, which may lead to the insurance company offering more.
The attorney will also review your medical records, police reports, and other documents to determine if there are any additional contributing factors to your accident that can strengthen your case. This might include distracted driving, weather conditions, or a lack of attention from the other driver.
It is also a good idea to avoid making admissions against interest, such as admitting you were speeding or that you didn’t have your lights on at the time of the crash. These admissions can be used against you in the future to weaken your case.