If you have been in a car accident and the at-fault party cannot pay for the damage, you may be able to get some compensation for your pain and suffering. If the at-fault party does not have insurance, you may have to file a civil lawsuit to make them pay for the damages. You should also be aware of the statute of limitations for pursuing a claim against an uninsured or underinsured driver.
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A pain and suffering claim seeks compensation for physical and emotional pain and suffering. Pain and suffering encompass a wide range of experiences, from physical discomfort to psychological trauma. Often, it prevents a victim from working, which creates a financial crisis. Additionally, the lack of physical activity leads to health complications. For these reasons, compensation for pain and suffering is often sought. Fortunately, there are some ways to obtain compensation for pain and suffering after a car accident.
Whether or not you are entitled to compensation for pain and suffering after a car accident depends on the amount of damage the other party caused. Injuries may be minor, but they may not be worth much when compared to the cost of medical treatment. Therefore, compensation for pain and suffering is often lower when the person at fault is at fault. However, if the pain and suffering caused by the accident were preventable, you may be able to win the case. Compensation for pain and suffering claims may be worth more in cases where the at-fault party’s insurance company is unwilling to pay the car accident attorney.
If you have been injured by an uninsured or under-in-insured motorist, you may be entitled to compensation from the negligent party. However, in North Carolina, you have a statute of limitations to file your claim, which is three years from the date of the accident. This statute of limitations is important to understand because it can significantly impact the value of your case. If you are involved in an accident with an uninsured or under-insured driver, you need to take action as soon as possible. The sooner you file your claim, the better your chances are of recovering compensation.
First, you must collect all your documentation. If you are unable to contact the uninsured or under-insured driver, exchange your contact information and take photos. You should also contact the police to document the incident. Also, you must obtain the information regarding the vehicle of the uninsured driver. After all, he or she may not have insurance, so you must be prepared to sue them if necessary.
If the at-fault party does not have car insurance, it is possible to recover a portion of the damages due to the accident through the under-insured motorist coverage. This coverage pays up to the limit of your liability insurance. In most cases, this amount covers your medical bills, lost wages, and pain and suffering. However, if the at-fault driver is uninsured, it may only cover a portion of your medical expenses.
If you are injured in a collision caused by an uninsured or under-insured motorist, you may be able to collect a settlement from them. However, you should realize that the uninsured or under-insured driver is unlikely to have any assets to pay for your claim. Additionally, you may get a criminal record if the at-fault driver is uninsured.