If you or a loved one has been injured in a car accident, you may be wondering, what do car accident lawyers do? In most cases, they work with injured drivers and help them receive compensation for the damages they incur as a result. Car accident injury laws vary from state to state, but they generally hold the at-fault party responsible for any damages they cause. To learn more, read the following articles.
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If a person is injured in a car accident due to someone else’s fault, they may not be able to receive compensation for the entire amount of the damages if the accident was caused by someone else’s negligence. This law, known as comparative negligence, requires courts to weigh a plaintiff’s degree of responsibility in the accident. If the plaintiff was 50% or less responsible for the accident, she may only receive $30,000 in damages.
In New York, car accident victims have various options for pursuing damages. Although many auto accident claims are handled by the driver’s own insurance company, some accidents may require additional compensation. Victims who have suffered significant injuries should understand their legal options and pursue damages outside of no-fault insurance laws. To do so, they must file a fault-based claim against the negligent party’s insurance company.
If the other party does not have insurance, you may be entitled to receive compensation from uninsured motorist coverage. It pays for injuries and property damages caused by a car accident if the at-fault party does not have enough insurance to pay for them. Underinsured motorist coverage kicks in if the other party does not have liability insurance, but has a limited amount of property damage coverage. This coverage is also known as an add-on liability policy, and kicks in only when the other driver’s coverage is insufficient to cover the damages.
When a person is involved in a car accident, the statute of limitations begins to run when they reasonably should have discovered the negligent act. Often, the period will be tolled until a person reaches a certain age, but this isn’t always the case. The statute of limitations in New York City for filing a car accident claim varies depending on the type of accident and the party at fault. The statute of limitations for claims against a city or state is 90 days, while for those against a municipality, one year. There are other special time limits depending on the political subdivision of the city or state.
When you are involved in a car accident, you need a skilled lawyer to help you recover the compensation you deserve. Your case will be complicated by the intricacies of New York’s insurance laws. Fortunately, there are several car accident attorneys in New York City with stellar reputations. Read below for tips on choosing a qualified attorney. Also, keep in mind that the earlier you contact a lawyer, the sooner he can start the investigation.